Comprehensive Arts & Crafts Shop Insurance Butterworth Spengler Comprehensive Arts & Crafts Shop Insurance.

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Summary of policy cover

Because arts and crafts shops are unlike other retailers they require more specialist insurance to protect them and their customers. In partnership with Norwich Union we have developed an exclusive policy for to give you the peace of mind that you deserve when protecting your business.

Key features

In addition we offer special benefits to ActSmart subscribers

We can also work with you to develop other bespoke cover
options where necessary.

Get more with Butterworth's

	Summary of policy cover
	Property Damage Section All risks cover on contents and if required the building tenants improvements, decorations and / or shop front. includes:



	• Plate Glass



	• Goods in Transit Cover on goods carried in your own vehicles. Standard limit is £2500 any one loss



	• 50% Seasonal Increase in Stock sum insured for the months of November, December & January or any 3 months of your choice


	Business Interruption Section All risks cover up to £600,000 following damage insured under property damage Section. Cover can be increased above this amount.


	Money Section All risks cover on money, subject to limits on cash, currency notes and other negotiables as follows:



	• In Transit/ at own premises during business hours - £2000



	• In safe at your premises outside business hours - £1500



	• Out of safe at your premises outside business hours - £500



	• At homes of Directors or Employees - £500 Subject to security warranties. Some Limits can be increased above these figures.


	Assault Section Personal accident benefits as a result of death or injury resulting from robbery.


	Employers Liability Section



	• Limit of Liability - £10,000,000



	• Includes injury to working partners or proprietors.



	• For Terrorism the limit of liability will be restricted to £5,000,000.


	Public and Products Liability



	• Limit of indemnity £2,000,000


	Legal expenses



	• Up to £500,000

Please Note: This information is an outline of the cover provided. The policy is a legal document and defines the insurance in precise terms and conditions. For further details and specimen copy of the policy, please contact Butterworth Spengler.

	Request Full Policy Details
	To Receive a copy of our full policy details please send us your email address

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